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Changes Proposed for ‘Right to Buy’ Policy

Posted on November 21st, 2024 -

More social housing tenants could be stopped from buying their own homes as part of a shake up of Right to Buy policy.

Under the proposals, tenants may have to wait more than ten years to buy their homes and those living in newly built social homes may never be able to buy.

The government also wants to cut Right to Buy discounts back to pre-2012 levels and discourage social tenants from selling the homes they have bought.

Housing Secretary Angela Rayner said its changes will address the loss of social housing, but the Conservatives said Labour is “limiting aspiration and social mobility”.

Since the Right to Buy policy was introduced in 1980, almost every year has seen a net loss in social housing stock as successive governments have failed to replace the housing that has been bought or demolished.

There are 1.4 million fewer English households in social housing than there were in 1980, according Shelter’s analysis.

“Too many social homes have been sold off before they can be replaced, which has directly contributed to the worst housing crisis in living memory,” said Rayner.

“We cannot fix the crisis without addressing this issue – it’s like trying to fill a bath when the plug’s not in.”

Policy proposals

The housing department has proposed increasing the minimum amount of time tenants have to live in their social home before buying them from the current three years.

It was reduced to three years from five years in 2014, but the government is seeking views on whether to raise it to five years, 10 years, or more than 10 years.

It is also considering banning tenants from buying any newly built social housing.

Currently, tenants can buy housing that is more than three years old, but it has proposed increasing the length of time newly built social housing is protected from being bought to between 10 and 30 years or “permanently”.

It also wants to reduce the maximum discounts for tenants using Right to Buy to between £16,000 and £38,000 depending on the council – bringing them back to pre-2012 levels.

Under the current rules, tenants have to repay this discount to the council if they then sell the property on within five years of buying. The government wants to extend this to 10 years.

The measures come after the government announced other changes to Right to Buy in the Budget, including allowing councils to spend all of the money they get from a Right to Buy sale on buying or building new social housing rather than just half.

‘Vital but not enough’

Not everyone supports Labour’s Right to Buy reforms. Shadow housing secretary Kevin Hollinrake accused the government of “pulling up the drawbridge on home ownership and limiting aspiration and social mobility”.

“The Right to Buy has helped millions into home ownership. It has given something back to families who worked hard, paid their rent, and played by the rules,” he said.

Meanwhile, Shelter chief executive Polly Neate said Right to Buy reform was “vital… but not enough on its own”, adding that the changes “must be combined with serious investment in social homes in the Spring Spending Review”.

Rayner has made social housing her mission in government, having previously told the BBC she wants to see “the biggest wave of council housing in a generation and that is what I want to be measured on”.

Some have urged the government to be more radical on Help to Buy with Manchester mayor Andy Burnham calling for it to be “suspended” while others have called for it to be scrapped entirely.

Article from BBC News

More tenants could be excluded from Right to Buy, Rayner proposes – BBC News


BLACK FRIDAY TRADEPOINT DEALS – from 01st November to 2nd December

Posted on October 31st, 2024 -

Black Friday Tradepoint Deals to be had from Friday 1st November to Monday 2nd December 2024. 

Remember SWLA members also get our 10% discount ON TOP of any instore reductions.

See link below for further details and please note this offer only lasts as long as stocks do, when its gone its gone.  

21966_1212921_TP_BlackFriday Flyer_12pp_Final (002)


The Autumn Budget – Some Areas of interest to Landlords

Posted on October 31st, 2024 -

The Autumn Budget:

Please see attached the gov.uk link which highlights yesterdays budget.

https://www.gov.uk/government/publications/autumn-budget-2024-overview-of-tax-legislation-and-rates-ootlar/841ddc37-58e0-4d3f-9b53-123e8903d274

If the link doesn’t open then please copy and paste it into your browser (e.g. Google etc)

The specific areas that may affect Landlords are as follows:

  • Capital Gains Tax
  • Stamp Duty
  • National Insurance
  • Inheritance Tax.

Everything regarding these issues and many more raised in the Budget, can be found in the above Gov.uk link.

 

 

 


New Grant Scheme for Properties with Gas Central Heating

Posted on October 18th, 2024 -

If you have properties that meet the following criteria, funding is available to make them more energy efficient.

  1. The property must have solid brick or solid stone walls (this grant isn’t available for properties of cavity construction).
  2. The property must be heated by Mains Gas or LPG – it does not matter how old the existing boiler is, we can provide a grant for a new boiler to be installed.
  3. The EPC rating of your property must be E, F or G (we are unable to obtain funding if the EPC is rated D or higher).
  4. Somebody in the property must be receiving one of the following benefits:
  • Universal Credit
  • Housing Benefit
  • Pension Credit
  • Income Support
  • Working Tax Credit
  • Child Tax Credit
  • Job Seekers Allowance
  • Employment and Support Allowance (income related)

 

If the property qualifies for funding, grants are available for the following energy saving measures to be installed:

– Gas Boiler

– Heat Pump

– Solar PV

– Wall Insulation

 

If you have any questions then please get in touch with Andrew at Energy Saving Grants; 0330 223 0333

www.energysavinggrants.org
info@energysavinggrants.org

 

 

Energy Saving Grants




SWLA’s October General Speaker Meeting

Posted on October 17th, 2024 -

Our latest meeting at the Future Inn, Plymouth! It was great to see members old and new.

Thank you to our speakers;

Steve Cox from Alan Boswell Group, one of our trusted insurance partners. Steve spoke about the importance of getting landlord insurance right, current insurance trends and what to watch out for with the upcoming changes in the Private Rented Sector. If any of our members would like a landlord insurance quote, or have any landlord insurance queries, they are welcome to contact Steve and the team on 01603 216399. Advise that you are an SWLA member.

Martyn Taylor from Ashley Taylors Legal, who provide many of our members with tenant related legal assistance and court advocacy (with SWLA member discount). Martyn talked through the current plans for the Renters’ Rights Bill and looked at the positive parts and the not so positive parts to prepare our members for the introduction of the Act. He highlighted that it is in Bill stage, and very much subject to change. We look forward to Martyn’s future webinars on the subject once the Bill is finalised.

Cotty and Shash from TradePoint/B&Q were also in attendance with their TradePoint stand and merchandise. Cotty is the Tradepoint Sales Partner of the Crownhill store and would love to help our members with any projects or orders that they may have. Do say hi if you see her in the store.

**Our next date for your diaries is our Christmas Open Office afternoon on Wednesday 11th December from 3pm – 6pm in the SWLA office. Come along! We will send invitations by email nearer the time.**

Photo credit, Future Inns


SWLA Members Mentioned in the Second Reading of the Renters’ Rights Bill in Parliament

Posted on October 11th, 2024 -

Rebecca Smith MP for South West Devon is a long term supporter of the SWLA and has attended the SWLA Landlord Accreditation course. In Parliament on Wednesday 9th October, Rebecca spoke of the excellent landlords of Plymouth, and specifically mentioned those who are members of the SWLA.

Rebecca understands the pressures that both tenants and landlords face in the Private Rented Sector and is advocating for a fair Renters’ Rights Bill.

Here is what Rebecca said;

I speak recognising that we want, understandably, to keep tenants safe and to ensure that those in the private rented sector have the security that we believe they deserve. However, I do worry that the Government’s good intentions in what they are seeking to achieve will actually leave us with no homes left to rent, or at least a significant reduction. Having worked in a homelessness team 20 years ago, I have seen at first hand the impact on those who are evicted. More recently, as the cabinet member for homes and communities, I had responsibility for homelessness, building safety, disabled facilities grants and the cross-party plan for homes that Plymouth city council has proudly worked through over the years.

I speak for tenants and landlords. No one can be responsible for homelessness and not want to ensure that people in vulnerable situations have the best opportunities. However, I also speak for the many excellent landlords in the city that I represent part of, not least those who are members of the South West Landlords Association, whose training I participated in while I was a cabinet member. They provide the vital rented homes that the city and the surrounding areas need, the loss of which will have an impact on the very tenants we are hoping to support.

None of this Bill will be relevant if there are no homes left to rent. Rightmove is currently claiming that there are 50 inquiries for every rental property in Plymouth. We also have 365 households in temporary accommodation, with 162 of those households in bed-and-breakfast accommodation. I am sad to say that those numbers have not really moved much in the last couple of years, because of the lack of private rented property. With this Bill, we may therefore be ignoring the dangers of the impacts on those tenants in temporary accommodation.

We need to ensure that the private rented market in cities such as Plymouth and the surrounding rural areas is fit for purpose, and at the moment it is completely broken. The fact that the homes are not necessarily always fit to in live is almost the least of the problems, because again, as I have said, if there are no homes to live in, people do not have anywhere to be.

 

For the full transcript; Renters’ Rights Bill – Hansard – UK Parliament


EPC Assessment Changes – Calculations will be more specific and fair….

Posted on September 27th, 2024 -

Why are EPCs being upgraded?

The way the rating in the Energy Performance Certificates (EPC) is currently calculated, based on standardised data, leads to anomalies in its representation. Focusing as it does on cost, not the real-life energy usage and carbon performance of running a building.

For example, the energy performance rating system (EPC) used at present is based on the efficiency of heating a building using natural gas. This is because this has been the cheapest and the most effective form of heating, but when you use LPG or when you up-grade to an electrical heating system or a heat pump, the result is the EPC rating falling.

These inconsistencies and inaccuracies in the existing EPC calculation mean that property owners can currently pay out thousands of pounds for work that, when they come to test or to sell the property, they find they actually lowered their EPC rating.

The energy sector has been scathing about the system. The EPC rates buildings from A to G but experts are saying the current system is ‘not fit for purpose’ because the rating is based on the cost of energy used, not on the actual carbon emitted into the atmosphere.

It punishes people for installing heat pumps because they use more electricity and LPG gas because it’s more expensive than natural gas – it incentivises the use of mains gas over electricity or LPG.

Tom Spurrier, of the UK Green Building Council, a leading industry body, has said:

‘We have currently got a metric that incentivises gas because it is cheaper.’ If you install a heat pump, which is powered by electricity, your EPC rating may fall. Properties with Liquid Petroleum Gas (LPG) are also marked down because the gas is more expensive than mains gas.

So, what’s the replacement method?

The replacement is the Home Energy Model which will use a new Future Homes Standard assessment in which energy assessors will measure:

1 –  all the windows at the property, rather than relying on assumptions based on the property’s age

2  – they will carry out additional assessment of rooms and lofts

3 – they will introduce of a new age band for properties or extensions built from 2023 onwards

4 – they will also consider the use of power diverters and battery storage, used in conjunction with solar panels

5 – finally, they will recommend the use of heat pumps more frequently.

This will change the framework by which energy efficiency is calculated to bring the focus instead on to carbon emissions. The assessments will be more in-depth, relying less on assumptions, more on measurements which should give a more accurate picture of the energy efficiency of a building.

The assessments should also provide more accurate information as to what improvements are necessary to bring a building up to a specific energy rating.

 

EPC surveys and performance ratings were derived primarily as a cost-based rating system, and while they do generate some useful insights, in their current form, the algorithms used produce some inaccurate assessments.

Higher cost of assessments

Inevitably, a more in-depth assessment will be more time consuming for an assessor and therefore the cost to the landlord is likely to be higher. Whereas the current EPC assessment takes around 30 minutes and costs anywhere between £60 and £75 using the Standard Assessment Procedure (SAP). This gives an EPC rating between A, highly energy efficient to G which is very inefficient.

What is RdSAP10?

The Building Research Establishment (BRE) gives information on its Reduced Data Standard Assessment Procedure (RdSAP).

RdSAP is to be the UK’s officially approved method for evaluating the energy performance of residential properties and used in generating future Energy Performance Certificates (EPCs).

RdSAP is used in assessing existing dwellings where the complete dataset required for a standard SAP (Standard Assessment Procedure) calculation is not available. Instead, RdSAP uses default values and data collected methods during on-site assessments by trained assessors to calculate energy performance.

The launch of RdSAP10 it is said will bring about some of the most significant changes to EPCs ever. The changes have been specifically designed to improve the accuracy of EPCs with Assessors less reliant on the use of “default” values.

More accurate EPCs

It is thought that more accurate EPCs will result in higher ratings on properties that have been assessed under the current EPC software. In all, 30 changes are being introduced to the assessment, examples include:

Insulation – previously assessed in increments of 50mm it will now be assessed in increments of 25mm with a new 10/12mm minimum thickness. This was not previously specified and therefore allows the recording on insulation that is less than 50mm

Windows – all widows will now be measured, benefiting properties with smaller windows or less glazing. The orientation of windows will also be recorded along with their age. Shutters and window insulation will also be considered in the assessment.

Loft conversions and roof rooms – Assessors will need to take additional measurements to account for the various construction types of common wall and gable walls in roof rooms. More data will need to be recorded to accurately reflect the construction types and insulation levels.

Wall thickness – wall thickness is currently included in EPC calculations, but the new version will register improved u-Values for thicker walls. This will benefit older solid wall properties. This will up-grade properties with solid brick and stone walls.

Hot Water Cylinders – the capacity will now be recorded as will the kWh/day figures, replacing the current options of small, medium and large cylinders.

Basements – significantly more data will now be recorded which will include u-Values for the walls. These will differ from above ground walls.

A New age band – for post 2023 constructions such as new extensions and loft conversions.

Lighting – All lighting will be assessed taking into account different lighting types such as LED with low energy bulbs.

Battery Storage – will be taken into consideration in the assessment when combined with Solar panels, not currently an option.

Air pressure leakage tests – currently only used for a new build property, this could be an additional option for owners to undertake to improve ratings.

Annual fuel running costs – will be taken into account.

Improvement recommendations – An air source heat pump is to be a specific recommendation along with solar and battery storage.

When will these changes come in?

The new method of assessment – RdSAP10 – is expected to be launched sometime this year. Assessors are currently being trained and the system is in its final stages of testing with the BRE and other Accreditation Bodies.

With EPC grade C now a definite new standard to be imposed on rental properties by 2030, landlords will be encouraged to improve their properties where necessary and apply for a new EPC under RdSAP10 when available.

Article Abridged from Landlord Zone

 


Last Chance To Book Face To Face Accreditation Course – Last Couple Of Places Available

Posted on September 23rd, 2024 -

Landlord Accreditation Training Course – Face to Face

Thursday 3rd October 2024 – 9:15 – 4:30pm

Venue – Reception Room, Plymouth Council House, Armada Way, Plymouth PL1 2AA

Price – £80 for members of SWLA, £100 for non – members for one day course.

Course covers ASTs, Deposits, Section 21s, Section 8s, HMOs, Gas and Electrical Safety, Inventories and much more.

The course will provide you with all the skills to start, manage and finish a tenancy.

Places still available. Contact the office on 01752 510913 or via the website to book your place, places secured on receipt of payment.

Over 1230 landlords have already completed this course since September 2011.

Course can lead to Accreditation, if required.

We are proud to announce Landlord Accreditation South West (LASW) are founder members of the West of England Rental Standard.


Fine for Landlord for not Providing Electrical Safety Certificate

Posted on September 15th, 2024 -

A Hastings landlord has been fined £10,000 after failing to provide a satisfactory Electrical Installation Condition Report (EICR) to Hastings Borough Council.

The council had requested that the landlord provide the certificate, which shows that electrical safety standards are met within a property. It is a legal requirement to produce the certificate when a council asks for it. The Housing Renewals team at the council worked with the landlord, and after he failed to provide the certificate, the council took court action. An appeal to the First Tier Tribunal (Property Chamber) by the landlord has been struck out for failing to comply with directions given by the tribunal.

Cllr Glenn Haffenden, lead councillor for Housing and Community Wellbeing, said: “Regular and timely checks of the electrics within properties is an important safeguard for occupiers as faults and issues with electricals may not always be visible. The consequence of faulty installations that go undetected may not only put occupiers at risk of electrical shocks but also contribute to other hazards such as fires.

“As a council we are keen to support our landlords who provide a much-needed contribution to the private rented sector in the town. Our team of officers will engage with landlords where appropriate to achieve compliance. However, where this is not appropriate or engagement is not forthcoming, we will not hesitate to take proportionate enforcement action. This protects occupiers but also helps to support a level playing field for those landlords who do comply with their duties and responsibilities.”

The Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 were implemented to ensure that electrical safety standards are met in properties in the private rented sector and cover a range of issues including: how and when checks of electrical installations are carried out, who may carry out checks and that certificates are provided confirming that standards have been met. Each Local Authority has the regulatory duties and powers to ensure compliance with these regulations and failure to comply can attract a financial penalty of up to £30,000.

SWLA remind all members to keep an in date EICR for each privately rented property. Diarise the re-inspection before each EICR expires, the expiry is usually 5 years but can vary.

A few facts about EICRs

An EICR is a report carried out to assess the safety of the existing electrical installation within a property and is used to describe its condition. Parts of the system that are reported on include consumer units, protective bonding, lighting, switches and sockets etc. Its purpose is to confirm as far as possible whether or not the electrical installation is in a safe condition. The EICR will show whether the electrical installation is in a Satisfactory or Unsatisfactory condition and will detail a list of observations affecting the safety or requiring improvements. These observations will be supported by codes:

Unsatisfactory Codes are:

  • C1 – Danger present, risk of injury, immediate remedial action required
  • C2 – Potentially Dangerous, urgent remedial action required
  • FI – Further investigation required

A Satisfactory Code is:

  • C3 – Improvement recommended

Action is required if the EICR issued is Unsatisfactory. If an EICR contains a C1, C2 or FI code, it is unsatisfactory. If a C1 is discovered, the electrician will often take action to make safe the dangerous installation using temporary measures. Then, as is also the case with a C2 or FI code, it will be the owner’s responsibility to organise a repair, replacement or further investigation within 28 days.

A C3 code ‘improvement recommended’ is given to aspects of the installation that do not present a danger but will result in an increased safety standard within the property. Occasionally a C3 code may be attributed to an item that does not comply with current regulations but did comply at the time it was installed. A C3 code does not mean the installation is unsafe and should not impose a requirement to have work carried out on the owner. Where there are only C3 observations listed, this will result in a satisfactory EICR being issued.

If you receive an unsatisfactory report

Send a copy of the report with proof of remedial work being completed to the Local Authority within 28 days. This requirement was introduced to alert the Local Housing Authority to any properties which may have been substandard but are now safe. You must submit the unsatisfactory report along with written confirmation (appropriate certification as outlined above) to demonstrate you have had the required remedial and/or further investigative work done. It is your responsibility as a private landlord to do this and failure to comply could result in enforcement action being taken against you

For further information see NAPIT landlord guidance; Microsoft Word – Landlord Guidance FAQs (napit.org.uk)

Article Abridged from Hastings Council and NAPIT


Guide to the Renters’ Rights Bill

Posted on September 14th, 2024 -

A summary of the measures in the Renters’ Rights Bill which was introduced to Parliament on 11 September 2024.

The Renters’ Rights Bill will:

  • Abolish section 21 evictions and move to a simpler tenancy structure where all assured tenancies are periodic – providing more security for tenants and empowering them to challenge poor practice and unfair rent increases without fear of eviction. We will implement this new system in one stage, giving all tenants security immediately.
  • Ensure possession grounds are fair to both parties, giving tenants more security, while ensuring landlords can recover their property when reasonable. The bill introduces new safeguards for tenants, giving them more time to find a home if landlords evict to move in or sell, and ensuring unscrupulous landlords cannot misuse grounds.
  • Provide stronger protections against backdoor eviction by ensuring tenants are able to appeal excessive above-market rents which are purely designed to force them out. As now, landlords will still be able to increase rents to market price for their properties and an independent tribunal will make a judgement on this, if needed.
  • Introduce a new Private Rented Sector Landlord Ombudsman that will provide quick, fair, impartial and binding resolution for tenants’ complaints about their landlord. This will bring tenant-landlord complaint resolution on par with established redress practices for tenants in social housing and consumers of property agent services
  • Create a Private Rented Sector Database to help landlords understand their legal obligations and demonstrate compliance (giving good landlords confidence in their position), alongside providing better information to tenants to make informed decisions when entering into a tenancy agreement. It will also support local councils – helping them target enforcement activity where it is needed most. Landlords will need to be registered on the database in order to use certain possession grounds.
  • Give tenants strengthened rights to request a pet in the property, which the landlord must consider and cannot unreasonably refuse. To support this, landlords will be able to require pet insurance to cover any damage to their property
  • Apply the Decent Homes Standard to the private rented sector to give renters safer, better value homes and remove the blight of poor-quality homes in local communities.
  • Apply ‘Awaab’s Law’ to the sector, setting clear legal expectations about the timeframes within which landlords in the private rented sector must take action to make homes safe where they contain serious hazards.
  • Make it illegal for landlords and agents to discriminate against prospective tenants in receipt of benefits or with children – helping to ensure everyone is treated fairly when looking for a place to live.
  • End the practice of rental bidding by prohibiting landlords and agents from asking for or accepting offers above the advertised rent. Landlords and agents will be required to publish an asking rent for their property and it will be illegal to accept offers made above this rate.
  • Strengthen local authority enforcement by expanding civil penalties, introducing a package of investigatory powers and bringing in a new requirement for local authorities to report on enforcement activity.
  • Strengthen rent repayment orders by extending them to superior landlords, doubling the maximum penalty and ensuring repeat offenders have to repay the maximum amount.

 

Section 8 Grounds – Proposed Amendments

As it stands, here are the proposed amendments to the Section 8 Grounds (we have only included Grounds that will be relevant to our members, for the full grounds please see the gov.uk guide);

Mandatory Grounds:

Ground 1; The landlord or their close family member wishes to move into the property. Cannot be used for the first 12 months of a new tenancy. 4 months’ notice required.

Ground 1A; The landlord wishes to sell the property. Cannot be used for the first 12 months of a new tenancy. 4 months’ notice required.

Ground 4A; A property is let to full-time students and is required for a new group of students in line with the academic year.      4 months’ notice required.

Ground 6; The landlord wishes to demolish or substantially redevelop the property which cannot be done with the tenant in situ. Various time limits and/or notice requirements exist for this ground depending on the circumstances. The landlord and tenancy must be of a certain kind. 4 months’ notice required.

Ground 6A; The landlord is subject to enforcement action and needs to regain possession to become compliant. 4 months’ notice required.

Ground 7; The tenancy was passed on by will or intestacy. Possession proceedings must begin no later than 12 months after death or, if the court directs, after the date on which the landlord became aware of the death. 2 months’ notice required.

7A; Severe ASB/Criminal Behaviour. The tenant has been convicted of a type of offence listed in the ground, has breached a relevant order put in place to prevent anti-social behaviour or there is a closure order in place prohibiting access for a continuous period of more than 48 hours. Landlords can begin proceedings immediately – no notice period required.

Ground 7B; At least one of the tenants has no right to rent under immigration law as a result of their immigration status and the Secretary of State has given notice to the landlord of this. 2 weeks’ notice required.

Ground 8; The tenant has at least 3 months’ (or 13 weeks’ if rent is paid weekly or fortnightly) rent arrears both at the time notice is served and at the time of the possession hearing. 4 weeks’ notice required.

Discretionary Grounds:

Ground 9; Suitable alternative accommodation is available for the tenant. 2 months’ notice required.

Ground 10; The tenant is in any amount of arrears. 4 weeks’ notice required.

Ground 11; The tenant has persistently delayed paying their rent. 4 weeks’ notice required.

Ground 12; The tenant is guilty of breaching one of the terms of their tenancy agreement (other than the paying of rent). 2 weeks’ notice required.

Ground 13; The tenant has caused the condition of the property to deteriorate. 2 weeks’ notice required.

Ground 14; The tenant or anyone living in or visiting the property has been guilty of behaviour causing, or likely to cause, nuisance or annoyance to the landlord, a person employed in connection with housing management functions, or anyone living in, visiting or in the locality of the property. Or the tenant or a person living or visiting the property has been convicted of using the premises for illegal/immoral purposes, or has been convicted of an indictable offence in the locality. Landlords can begin proceedings immediately, no notice period required.

Ground 15; The tenant has caused the condition of the furniture to deteriorate. 2 weeks’ notice required.

Ground 17; The tenancy was granted due to a false statement made knowingly or recklessly by the tenant or someone acting on their instigation. 2 weeks’ notice required.

The current renting system will very much be overhauled. We understand our members may feel uncertain about the future of renting and what the changes may mean for good landlords. SWLA regularly meet with MPs, housing groups and housing advisory boards. In meetings, we are a voice for our landlord and agent members – we will continue to lobby for all changes within the sector to be fair for both tenants and landlords.

We will keep our members updated throughout the Bill to Act process.

For further information see Guide to the Renters’ Rights Bill – GOV.UK (www.gov.uk)


Renters Rights Bill Latest Update

Posted on September 12th, 2024 -

 

The UK Government has introduced the first version of the Renters Rights Bill, into parliament a process known as the ‘First Reading’ which took place on the 11th September 2024.  Detailed scrutiny and discussion of the bill is expected after Parliament returns from recess on 7th October.  

The Bill doubles the measures outlined in the previous Government’s Renters’ (Reform) Bill, which fell during the wash up sessions in the final days of the last administration.

If passed without amendment, the Renters’ Rights Bill would significantly overhaul the structure for private rented sector housing and repeal Section 21, alongside a number of other significant measures:

  • Removal of fixed term tenancies
  • A single stage of implementation for the removal of Section 21
  • An expansion of Rent Repayment Orders
  • Fines to increase in line with inflation

The legislation will also introduce:

  • A new Ombudsman for landlords
  • A PRS Database
  • Protections against discrimination for tenants

Controls on rental bids and offers.

We will await further updates as the Bill goes through the full Parliamentary process, we will keep you updated as changes occur.


GAS SAFETY WEEK 2024

Posted on September 9th, 2024 -

Gas Safety Week: Every check counts-
Landlords’ legal responsibilities

 

We are proud to be supporting Gas Safety Week 2024, taking place 9th-15th September.

Gas Safety Week is an annual safety week to raise awareness of gas safety and the importance of taking care of your gas appliances. It is coordinated by Gas Safe Register, the official list of gas engineers who are legally allowed to work on gas.

The theme for 2024 is Checking—Every Check Counts; from checking that you’re complying with your legal gas responsibilities as a landlord, to checking that you, and your tenants, know what to do in a gas emergency. Every check (no matter how big or small) helps to keep your tenants and your property gas safe!

Badly fitted and poorly serviced gas appliances can cause gas leaks, fires, explosions, and carbon monoxide (CO) poisoning. CO is a highly poisonous gas that can kill quickly with no warning, as you cannot see it, taste it, or smell it.

 

Landlords are legally responsible for the safety of their tenants. If you’re a landlord, you are legally obliged to make sure:

  • Gas pipework, flues and appliances provided for tenants’ use are maintained in a safe condition.
  • All gas appliances and flues provided for tenants’ use have an annual safety check. Your tenants can report you to the HSE if you don’t provide one, so it’s important to remember!
  • A Gas Safety Record is provided to the tenant within 28 days of completing the check or to any new tenant before they move in.
  • You keep a copy of the Gas Safety Record until two further checks have taken place.
  • Maintenance and annual safety checks must be carried out by a qualified Gas Safe registered engineer. You can find this information on the Gas Safe Register website or by checking the back of the engineer’s Gas Safe ID card. It’s a good idea to encourage your tenants to also check the card when the engineer arrives at the property.
  • All gas equipment (including any appliance left by a previous tenant) is safe or otherwise removed before re-letting.
  • A carbon monoxide (CO) alarm is required to be fitted in every habitable room of a rental property containing gas appliances (excluding appliances used for cooking purposes). As a landlord, you are required to carry out a checks and tests to ensure that carbon monoxide alarms in the rental property are working the day any new tenancy begins.
  • Before purchasing a CO alarm, always ensure it complies with British Standard EN 50291 and carries a British or European approval mark, such as a Kitemark. Check the manufacturer’s recommendations about how you should fit and test your alarm to ensure that the unit and the batteries are in good condition.

 

Here is a guide to some additional checks that you can do to stay gas safe:

  • Check for warning signs that could indicate a gas appliance is not working correctly. Signs may include lazy yellow/orange flames instead of crisp blue ones, black marks on or around the appliance, a pilot light that keeps going out, too much condensation in the room, or error messages on the appliance’s control panel.
  • Check that vents or flues are not blocked. Vents are there to ensure gas appliances work safely; blocking them could prevent this.
  • Check your knowledge. Remember the six main symptoms of carbon monoxide poisoning: headaches, dizziness, breathlessness, nausea, collapse, and loss of consciousness.
  • Check before doing DIY. Before drilling or hammering, check that there is no risk of hitting a gas pipe. Never DIY on a gas appliance; if you suspect there is something wrong with the appliance or it is not working correctly, call a Gas Safe registered engineer. You can find one at co.uk or call 0800 408 5500.

For gas safety advice and to find or check an engineer visit the Gas Safe Register website at GasSafeRegister.co.uk. Alternatively, call the free helpline on 0800 408 5500.

 


National Landlord Investment Show – Bristol, Ashton Gate – 25th September 2024 – 9am – 3.30pm – All Landlords & Agents Welcome

Posted on September 6th, 2024 -

 

To secure your place at the 87th National Landlord Investment Show in Bristol, visit www.landlordinvestmentshow.co.uk/25-september-bristol and simply register for free show tickets.

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The UK’s number one Landlord and Property Investment Exhibition is thrilled to announce its arrival at Ashton Gate, the home of Bristol City Football Club, on Wednesday 25th September 2024.

Marking the 87th live show to date, the one-day event will be packed with exhibitors offering excellent products and services and a full agenda of seminars by leading industry experts covering myriad helpful topics including Tax, Finance, Investment Opportunities, Legal Advice, Sales & Lettings, Insurance plus much more.

Prime Minister Keir Starmer’s government has ambitious plans for sector reform. From rent caps to mortgage guarantees, the proposals are likely to be significant for anyone with an interest in property investment or the private rented sector.

Afternoon panel debate: Westminster Charts a New Course: What Does It Mean for Property Investment in the West?, aims to explore the possible ramifications for landlords and property investors in the local area.

Now celebrating 11 years of delivering successful shows across the UK, the National Landlord Investment Show is committed to staging exceptional events aimed purely at the UK property investment community. With 50+ exhibitors and 25+ expert seminars, the National Landlord Investment Show remains the go-to event for seasoned and aspiring landlords, investors, and property professionals.

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Show founder Tracey Hanbury expressed her enthusiasm:

“Reaching 87 shows is an incredible achievement, and we’re thrilled to be heading to a city as exciting and vibrant as Bristol. The proposed changes to the sector are obviously causing some anxiety amongst the property investor community across the UK, but our goal since day one has been to provide an unrivalled platform that educates, connects, and empowers landlords and property investors. A huge thank you to our exhibitors, speakers, and Bristol Show sponsors: Aico, Alan Boswell Group, CJ Hole and HJ Collection.

What our sponsors have to say…

“As a company, we are thrilled to sponsor the first National Landlord Investment Show in Bristol. We believe that this event is an important platform for property professionals, investors and landlords to come together, share ideas, and learn from one another. We are committed to supporting the growth and success of the property industry, and sponsoring this event is just one way that we can contribute to this goal. We look forward to seeing the positive impact that this event will have on the industry and the wider community.”

Chris Hill, Managing Director, CJ Hole Bristol

“It was a great atmosphere at the National Landlord Investment show. It allowed us to reach out to new landlords that we would not normally be talking to, which in turn has given us great exposure over this key area in the industry. It’s definitely a worthwhile exhibition.”

Matthew Golding, Regional Specification Manager, Aico

“After co-sponsoring all of the shows in 2023, once again we found the shows an incredible way to get out there and meet new clients and present our services. I commend the whole team for the professional service and experience provided. Looking forward to what is in store this year!”

Luke De Stefano, Head of Distribution, HJ Collection

“Another great event organised by the whole team at National Landlord Investment Show. Great turnout of landlords and property owners that we were able to promote our services to. Also lovely to catch up with existing clients and companies that we work with. We’ve attended these shows from the very first event over 10 years ago and they continue to get better and better. Long may it continue.”

Steve Cox, Alan Boswell Group

 

For more information; 25 September Bristol (landlordinvestmentshow.co.uk)


SWLA – Landlord Accreditation Course – Face to Face

Posted on August 19th, 2024 -

Landlord Accreditation Training Course – Face to Face

Thursday 3rd October 2024 – 9:15 – 4:30pm

Venue – Reception Room, Plymouth Council House, Armada Way, Plymouth PL1 2AA

Price – £80 for members of SWLA, £100 for non – members for one day course.

Course covers ASTs, Deposits, Section 21s, Section 8s, HMOs, Gas and Electrical Safety, Inventories and much more.

The course will provide you with all the skills to start, manage and finish a tenancy.

Places still available. Contact the office on 01752 510913 or via the website to book your place, places secured on receipt of payment.

Over 1230 landlords have already completed this course since September 2011.

Course can lead to Accreditation, if required.

We are proud to announce Landlord Accreditation South West (LASW) are founder members of the West of England Rental Standard.


Labour Confirms Minimum EPC ‘C’ by 2030 Requirement for Landlords

Posted on August 7th, 2024 -

Labour has confirmed plans for all rented properties to achieve a minimum Energy Performance Certificate (EPC) grade C by 2030.

This initiative was confirmed by Miatta Fahnbulleh, the Under Secretary for Energy Security and Net Zero, as part of the government’s ongoing efforts to tackle fuel poverty.

Green Party MP Ellie Chowns raised the issue in a written question to the Secretary of State for Energy Security and Net Zero, asking whether it would become official policy to require landlords to enhance the energy efficiency of their properties to an EPC C rating. Ms. Fahnbulleh affirmed the government’s dedication to this goal, highlighting the positive impact it would have on households struggling with energy costs.

Secretary of State for Energy Security and Net Zero Ed Miliband echoed this sentiment in a recent Commons address, emphasizing the contrast between the current administration’s proactive stance and the inaction of previous governments;

“One thing that this Government will do that the last Government did not, is demand that landlords raise the standard of their accommodation to a proper energy performance certificate standard C by 2030”

Despite broad support for the initiative, concerns have been raised regarding the financial burden on landlords. Propertymark has called for financial assistance to help landlords meet the new EPC requirements;

“Propertymark wants to see more energy-efficient homes, but, as we have long said, the rules and requirements must be realistic and achievable for the sector,” the organization stated. “Any future targets must be fully backed by legislation that incentivises and encourages people rather than penalising them.”

Propertymark has written to Ed Miliband seeking further clarification and support for landlords to achieve these energy efficiency targets.

As the 2030 deadline approaches, the Labour government faces the challenge of balancing its commitment to reducing fuel poverty with the need to support landlords in making the necessary improvements to their properties.

Article Abridged from NetRent

Labour Confirms It’s EPC Category C for Rental Properties by 2030 – NetRent


Government Rules Out Rent Controls in England

Posted on August 7th, 2024 -

The Housing Minister (Matthew Pennycook) has ruled out the introduction of rent controls in England.

The comments were made in a written response to a query from shadow housing secretary Kemi Badenoch, who asked if Labour had any plans to implement rent controls.

Here are the Housing Ministers comments;

“The Government does not support the introduction of rent controls. We have made clear that we intend to use the Renters’ Rights Bill to provide tenants with greater protections against unreasonable within-tenancy rent increases.”

Scotland introduced rent controls in October 2022 – Scotland’s experience with rent controls has been marked by a landlord exodus and shrinking rental availability. Wales is currently exploring similar measures, having launched a Green Paper titled ‘A Call for Evidence on Securing a Path towards Adequate Housing Including Fair Rents and Affordability’.

Article Abridged from NetRent

Government Rules Out Rent Controls for England – NetRent

 



Bank of England Cuts Interest Rate

Posted on August 1st, 2024 -

The Bank of England has cut interest rates from 5.25% to 5%, the first drop since the onset of the pandemic in March 2020.

Home | Bank of England


The King’s Speech 2024 – What’s in store for landlords?

Posted on July 18th, 2024 -

Over 40 Bills were announced at the State Opening of Parliament (in the King’s speech) on 17th July, including the Renters’ Rights Bill.

Commentary about the new Renters’ Rights Bill published from the government:

“The Government is determined to address the insecurity and injustice that far too many renters experience by fundamentally reforming the private rented sector and improving the quality of housing in it.

“We value the contribution made by responsible landlords who provide quality homes to their tenants and believe they must enjoy robust grounds for possession where there is good reason to take their property back.

“However, the Government is determined to level decisively the playing field between landlord and tenant by providing renters with greater security, rights and protections and cracking down on the minority of unscrupulous landlords who exploit, mistreat or discriminate against tenants with bad practices such as unfair rent increases intended to force tenants out, and pitting renters against each other in bidding wars.

“The Renters’ Rights Bill delivers our manifesto commitment to transform the experience of private renting, including by ending Section 21 ‘no fault’ evictions – we will take action where the previous Government has failed.

“The Bill will give renters much greater security and stability so they can stay in their homes for longer, build lives in their communities, and avoid the risk of homelessness.”

 

Details so far about the Renters’ Rights Bill
• Abolish Section 21 and expand Section 8 grounds for possession
• Give tenants the power to challenge rent increases that may be designed to ‘force them out’
• Ensure landlords consider pet requests and not unreasonably refuse – landlords can request that tenants take out pet damage insurance
• Introducing a Decent Homes Standard
• Extending ‘Awaab’s Law’ to the PRS (so that private landlords swiftly deal with hazards, damp and mould problems)
• Create a digital national database of landlords and their properties, i.e. a national portal
• Create a new ombudsman service for the private rented sector to provide impartial and binding solutions to reduce the need for court proceedings
• Prevent discrimination against tenants with children or those who receive benefits
• Preventing agents and landlords from encouraging bidding wars

 

As you can see – the proposed details above are largely the same as the Conservative’s ‘Renters (Reform) Bill’.

 

Next steps for the legislation

Draft Bills are issued for consultation before being formally introduced to Parliament. This allows proposed changes to be made before the Bill’s formal introduction.

 

The Kings Speech can be read in full here; https://www.gov.uk/government/speeches/the-kings-speech-2024

 


Fire Safety Documents Boxes

Posted on July 17th, 2024 -

There is an item that you can place within a communal area of Flats or HMOs that can make a huge difference to the fire brigade and their response to a fire or emergency within your building. Secure information boxes are easily identifiable repositories for documents intended for use by the fire and rescue service during a fire.

Its main use is for high-rise buildings; however, the box can be placed in smaller properties that have communal areas. Having a box with important fire documents enclosed really highlights to your tenants that you take fire safety seriously within the building.

The Fire Safety (England) Regulations 2022 made it a legal requirement for existing high-rise residential buildings in England to have a secure information box installed on the premises from 23 January 2023. High rise buildings are 18 metres or more in height OR seven or more floors in height.

The regulations require responsible persons to install a suitably secure information box in or on their high-rise buildings. They will also be required to provide in the box:

  • Responsible persons UK contact details
  • The UK contact details of any other person who has the facilities to and is permitted to access the building as the responsible person considers appropriate
  • Copies of the building’s floor plans – which identify specified key fire-fighting equipment
  • A single-page block plan – which identifies specified key fire-fighting equipment

Access should be given to the fire and rescue service. Boxes should be maintained, and their contents kept up to date in line with the duties imposed by the regulations and the Fire Safety Order.

The Grenfell Tower Inquiry Phase 1 report highlighted that the lack of on-site information available to London Fire Brigade on the night could have further hampered their response had the layout of the building been more complex. The Inquiry recommended that the owner and manager of all high-rise residential buildings be required by law to ensure that the building contains a secure information box.

While the regulations require responsible persons to proactively send the fire and rescue service relevant information electronically, there is still a practical use to the fire and rescue service in having some of this information available in hard copy on site.

In order to keep this information safe and secure, access should be given to the fire and rescue service either by a copy of the key, or the access key-code being shared with them.

The fire and rescue service has informed the Grenfell Inquiry that during a fire, hard copies of building plans are helpful in aiding their operational response. This allows first-attending crews to understand the building’s layout and respond effectively by using these plans in a dynamic environment without having to rely on technology.

Chapters 2 to 4 of “The Code of Practice for the Provision of Premises Information Boxes in Residential Buildings” produced jointly by the FIA and the NFCC sets out good practice on secure locations to install information boxes.

The regulations do not require a responsible person to include personal or sensitive information about residents in the box.

Under the Fire Safety Order, responsible persons already have a duty to maintain in an efficient state and in efficient working order and in good repair any facilities, equipment or devices used by fire-fighters

For compulsory (high rise) boxes, the regulations require a responsible person to inspect the secure information box annually and ensure its contents are up to date.

What would you place within it?

The Building Fire Risk Assessment, The Fire System Service Log Book, Emergency Lights Test Book, The Weekly Test Log Book, A Paper Copy (Laminated If Possible) of the Building Layout, Fire Extinguishers Service Log Book, Weekly Fire System Test Book, A Pen, Contact Details For the Responsible Person, Gas Pipe Incoming Location, Electrical Shut off, Is There Solar panels on the building?

As you can see there is a lot of information within the document box that can be stored and this information rather than being spread over the building it has its own place to be. The fire brigade would look more favourable to a landlord or responsible person who had all this information to hand rather than looking for information which may be lost in time.

As a Fire Risk Assessor, I recommend these are installed in all rented properties that contain a communal area. Although only compulsory in high rise buildings, it’s great to go above and beyond for the safety of your tenants.

Article by Will Carter of Fire Risk Assessors South West 07740 074084

 


SWLA Open Office Event – Busy as Always!

Posted on July 11th, 2024 -

It was great to see members old and new attend our open office event! We all had a lovely time catching up with everyone (and enjoying the cream tea of course!).

We hope to see you all again at our next get together, which is a General Speaker Meeting at the Future Inn Hotel on 16th October 2024. 


Angela Rayner Appointed as Secretary of State for the Ministry of Housing, Communities and Local Government (MHCLG)

Posted on July 5th, 2024 -

Angela Rayner has been made Deputy Prime Minister and Secretary of State for the Ministry of Housing, Communities and Local Government.

The department, which has responsibility for housing issues, has reverted to its former name having been changed to the Department of Levelling Up, Housing and Communities by the Conservative administration.

https://www.bbc.co.uk/news/live/cn09xn9je7lt

Image from BBC News, PA Media

Source; bbc.com/news


New SWLA Member Discount Provider!  – Beacon Blinds

Posted on June 28th, 2024 -

As Plymouth’s largest blinds showroom, Beacon Blinds stocks a comprehensive range of blinds, curtains and awnings. They are a local blinds supplier providing great value solutions to homeowners and businesses in Plymouth, Plymstock, Plympton, Tavistock, Ivybridge, Saltash, Liskeard, Totnes, Kingsbridge & South Hams.

Offering 15% discount on complete blinds (excluding special offers or promotions) and a 10 % discount on spare parts.

Free measuring and installation service still applies to this offer.

Proof of SWLA membership must be produced at point of sale for discount to apply.

Beacon Blinds – 263 Beacon Park Rd, Beacon Park, Plymouth, PL2 3JP. 01752 787666.

To view the range please visit www.beaconblinds.co.uk